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3 Best Wealth Tracker Apps to Track Savings, Investments, and Loans – Gadgets to Use

People usually have their wealth spread across different asset classes and platforms. This could be money in a savings account, term deposits, PPFs, mutual funds, stocks, real estate, etc. So it is difficult to keep track of everything in one place. Fortunately, there are several apps that can make it easier for you to keep track of your wealth. Here are the top three apps to track your net wealth on Android and iPhone.

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Best wealth tracker apps to track your net worth

Your financial net worth is the value of all the assets you own minus the liabilities. You can have money strewn across different places and asset classes. Therefore, it can be difficult to follow them. This is where wealth tracking apps come to the rescue.

Below are some handy apps for calculating your net worth and keeping track of all your assets and liabilities in one place.

1. Artos-Investment Tracker

Artos - Best Wealth Tracker Apps to Track Your Net WorthArtos is a privacy-focused investment tracking app that you can use to keep tabs on your net worth over time. It displays charts over various intervals, rates of return for individual assets and allows you to analyze your asset allocation and view market information.

You can use Artos to track the following assets:

  • Cash accounts
  • Fixed and recurring deposits
  • Equities (India and United States)
  • Mutual funds and ETFs
  • Cryptocurrency
  • EPF / PPF
  • NPS
  • Gold
  • Dividends
  • Loans

You can track actions by linking your broker, importing statements, or entering manually. Likewise, mutual funds and ETFs can be tracked by importing statements or entering manually. There is also an option to track and manage financial goals.

It’s a completely free client-side app which means that no data leaves your device. You can lock the app with biometrics and also enable automatic backups to Google Drive. Additional tools such as an EMI calculator and mutual fund overlap checker are provided on board.


  • Privacy-focused wealth tracker. Your data is stored on your device.
  • No phone / email connection is required.
  • Very useful information and analysis.
  • Manual and automated tracking option.

The inconvenients:


2.INDMoney – Tracking Assets, Loans, Expenses and Insurance

IndMoney - Best Wealth Tracker Apps to Track Your Net Worth

INDMoney is a very popular app that allows you to track all of your assets in one place. In addition, it is SEBI registered and also serves as a platform to invest in mutual funds, cryptocurrencies, FDs, bonds and US stocks.

INDMoney allows you to track and manage the following instruments:

  • Fixed deposits
  • Mutual fund
  • Indian and American stocks
  • EPF / PPF, NPS
  • PMS, FIA
  • Obligations
  • Immovable
  • Life and health insurance

Similar to Artos, it tracks all asset classes and has the ability to manage financial goals. However, there are a few extras like tracking insurance, credit cards, automatic expense and savings account balance recovery via text message, etc.

You can also track your investments and family liabilities in one place. Most options are available free of charge. However, you need to upgrade to get personalized advice on investments, taxation, and expert actions.


  • A full-fledged application for tracking wealth.
  • Allows you to invest in FD, bonds, US stocks, crypto and mutual funds.
  • Track your credit score and your life and health insurance.
  • Free option to manage the assets and liabilities of family members.

The inconvenients:

  • If you’re only here on wealth tracking, you might find it cluttered.
  • Premium advisory banners can be boring for some people.

Android ios

3. Wealth Tracking (Net Worth Tracking)

Wealth Tracker - Net worth tracking app

Wealth Tracker is a fairly simple application that works by manual entry. It’s for basic users who just want to keep track of the numbers. All you need to do is open the app, manually add each asset class like bank accounts, mutual funds and enter their corresponding value.

It shows you the percentage change in your net worth from the previous month. There is also a separate month overview section to view net wealth additions or deductions each month. You can also visualize your net worth in a graph.

There is an option to sign in with your Google account to save your data. However, if you don’t want to log in, you can use the traditional export and import options to back up and restore your data if you change phones.


The inconvenients:

  • Everything must be entered manually.
  • No fancy features, like a list of your assets.
  • Not available for iOS.


Bonus – Spreadsheets

Example tracking spreadsheet

If you don’t want to rely on an app to track your wealth, you can use spreadsheets. Many people use Google Sheets to keep records of their assets and liabilities, including savings, investments, and loans.

It offers the convenience of date security and can be personalized as you like. You can use formulas, create charts, and use macros to automate tasks. In addition, there are various ready-made templates available on the web for tracking asset allocation.

However, it may take some time and the experience will not be so good on the small screen of phones.

Conclusion – Track Your Wealth or Net Worth on Apps

These were three wealth tracker apps that you can use to track your assets, loans, and everything in one place. I have been using them all personally for months now and would love to hear about your experience with them. If you have any other apps to recommend let me know in the comment below.

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